How to file a hurricane claim

1. Report the claim to your insurance carrier. You can find a list of our carriers and their contact information here.
2. If possible, take photos of the damage before making any repairs.
3. Protect your home from further damage. Clean up any debris that might cause additional damage. Make any temporary repairs possible such as covering broken windows with plywood or plastic.
4. If you are unable to make temporary repairs, consider hiring a reputable, licensed contractor. Save all receipts for purchases and labor expenses. Do not pay cash to home repair contractors or tree-removal services. Hire reputable, established businesses, not “contractors” who knock on your door. If possible, get more than one repair estimate.
5. Keep a list of your damaged items. You can download free Home Inventory software from our Web site. This software allows you to file a more accurate claim by storing photos and receipts for purchase.
6. If you have water damage in your home, attempt to wet-vac the carpets and furniture to help prevent the formation of mold and mildew. You can also a contact a water extraction service in your area.
7. If you lose electricity, unplug electrical devices to help prevent surge damage when power is restored.
8. If your home is uninhabitable, seek safe shelter elsewhere. Keep all receipts for your out-of-pocket expenses.