Consumer Resources
The story of State Farm’s impending withdrawal from the Florida homeowners insurance market has dominated the news media and State Farm customers are understandably concerned. While the prospect of switching insurance carriers may seem daunting, Floridians have more options than they realize. National carriers are leaving Florida, but there are many stable, proven Florida-based carriers who can offer State Farm customers coverage on their property, autos and businesses at competitive rates. It's important to know that there are two "camps" in the insurance world. There are direct writers, like Nationwide and State Farm, who sell their products directly to you, the insured. Most direct writers are national companies who advertise across the country so many people are familiar with their names and logos.
If you don't purchase your insurance from a direct writer, your other option is to find an independent agency. Independent agencies work with private insurance carriers to provide a variety of policies and products for their customers. When you contact an independent insurance agent for coverage, the agent will shop around with each of their carriers to find you the best coverage at the best price. This saves you from having to shop around on your own and you end up with a policy that is customized to fit you. Sun Insurance is an independent agency and we have relationships with more than a dozen Florida-based insurance carriers who have competitive rates and experienced, respected management. Our carriers specialize in the Florida insurance market so leaving the state, as State Farm has announced they will do, is not an option. People may not be as familiar with their name because the private carriers don't advertise the way others do but their coverage and pricing is equal, if not better, than the "big guys." In addition to representing Florida’s most highly regarded carriers, we have a staff of professional agents with an average of 20 years experience who can offer you sound advice on how to transition out of your State Farm policy. We are committed to our clients and friendly, helpful service is just one of the many perks of doing business with us. We would welcome the opportunity to serve you.
Once you have secured replacement coverage, click here to download a cancellation form for your current State Farm policy.